Finance, reserving, and capital AI practice library32
DesignSTR-01
Finance AI transformation thesis
Define how AI will improve finance insight, close, reserving, planning, capital, controls, capacity, and decision speed while protecting financial integrity.
PilotSTR-02
Finance decision and authority map
Map source data, calculation, judgment, approval, posting, estimate, forecast, capital, reporting, monitoring, and correction decisions.
OperateSTR-03
Use case outcome and boundary
State entity, business unit, period, task, decision influence, exclusions, authority, risk, measures, and unacceptable outcomes.
ImproveSTR-04
Portfolio sequencing and dependency plan
Sequence initiatives using value, risk, data, control, actuarial, accounting, regulatory, technology, vendor, workforce, and calendar dependencies.
DesignFIN-01
Financial data quality and provenance
Document source, ownership, definition, currency, completeness, accuracy, lineage, reconciliation, retention, and material limitations.
PilotFIN-02
Ledger subledger and source reconciliation
Reconcile policy, premium, claim, payment, reserve, reinsurance, investment, expense, cash, ledger, and reporting data to controlled sources.
OperateFIN-03
Close journal and adjustment controls
Control proposed journals, adjustments, accruals, eliminations, reconciliations, evidence, preparer, approver, posting, reversal, and audit trail.
ImproveFIN-04
Statutory management and board reporting
Produce consistent statutory, GAAP, management, regulator, audit, and board reporting with controlled definitions and traceable support.
DesignRSV-01
Reserve purpose scope and method
Define reserve decision, population, valuation date, methods, data, assumptions, intended use, limitations, review, and prohibited uses.
PilotRSV-02
Data segmentation development and trend
Govern claim groupings, accident and report periods, development, trend, severity, frequency, exposure, expenses, salvage, and reinsurance.
OperateRSV-03
Assumption selection and expert judgment
Document assumptions, selections, alternatives, sensitivity, credibility, expert judgment, overrides, ownership, and change triggers.
ImproveRSV-04
Range uncertainty and reserve decision
Communicate point estimates and ranges with uncertainty, material risks, adverse development, management judgment, approval, and disclosure.
DesignPLN-01
Plan forecast and driver governance
Define planning horizon, scenarios, business drivers, ownership, source, calculation, interdependencies, approvals, and update cadence.
PilotPLN-02
Scenario stress and sensitivity analysis
Test premium, loss, expense, inflation, catastrophe, investment, reinsurance, operational, capital, and liquidity scenarios and sensitivities.
OperatePLN-03
Actual forecast variance and attribution
Explain actual-to-plan and forecast changes through controlled volume, rate, mix, timing, trend, assumption, model, and management-action drivers.
ImprovePLN-04
Management action and reforecast control
Link reforecasts to evidence, approved actions, capacity, risk, uncertainty, version, communication, and decision records.
DesignCAP-01
Capital model and risk appetite linkage
Connect models and stress outcomes to risk appetite, capital targets, RBC, solvency, rating, earnings volatility, and management actions.
PilotCAP-02
RBC solvency and regulatory threshold monitoring
Monitor capital calculations, data, factors, thresholds, trend tests, model changes, governance, and required regulatory actions.
OperateCAP-03
Liquidity cash and collateral forecasting
Forecast cash, claim payments, collateral, recoveries, operating needs, investments, credit facilities, stress, and contingency resources.
ImproveCAP-04
Capital allocation and contingency actions
Evaluate capital deployment, dividends, reinsurance, growth, remediation, contingency actions, constraints, tradeoffs, and approvals.
DesignTEC-01
Model and agent validation
Test models and agents for accuracy, stability, uncertainty, robustness, access, prompts, retrieval, tools, and failure modes.
PilotTEC-02
Tool access security and resilience
Control identities, permissions, confidential financial data, secrets, prompt injection, transactions, reports, logs, rollback, and safe failure.
OperateTEC-03
Reproducibility version and change control
Preserve data snapshots, code, formulas, prompts, configurations, model versions, assumptions, outputs, approvals, and reproducible results.
ImproveTEC-04
Vendor data model and evidence controls
Align vendors on data, models, controls, validation, security, changes, incidents, evidence, audit support, continuity, and exit.
DesignCTL-01
Financial control design and segregation
Maintain segregation, authorization, evidence, review, access, change, posting, disclosure, reconciliation, monitoring, and escalation controls.
PilotCTL-02
Production performance and drift monitoring
Monitor accuracy, calibration, stability, drift, data changes, overrides, exceptions, thresholds, investigation, remediation, and revalidation.
OperateCTL-03
Exception incident and remediation management
Connect errors, late close, control failures, reserve changes, restatements, incidents, complaints, and near misses to root cause and correction.
ImproveCTL-04
Independent review audit and regulator support
Provide independent challenge, validation, internal audit, external audit, regulatory support, issue tracking, closure, and retained evidence.
DesignGOV-01
Finance AI governance
Set ownership, risk tier, approvals, validation, operating limits, monitoring, material change, incidents, restrictions, and retirement decisions.
PilotGOV-02
Accounting actuarial tax legal and jurisdiction review
Confirm current statutory, GAAP, actuarial, tax, capital, solvency, privacy, security, record, disclosure, and jurisdiction requirements.
OperateGOV-03
Economics capacity and workforce realization
Connect AI use to close speed, estimate quality, forecast accuracy, capital insight, control effectiveness, workforce capacity, and total cost.
ImproveGOV-04
Close reserve and planning continuous improvement
Use close reviews, reserve studies, forecasts, audits, incidents, regulatory feedback, and model experience to improve or retire systems.